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Beginner’s Guide to Group Long-Term Care Insurance

Beginner’s Guide to Group Long-Term Care Insurance

In their younger years, most people do not consider needing long-term care later in life. However, it is worth considering. Purchasing this insurance when you are young makes it much more affordable. Long term care insurance is purchased as an individual or through a group long-term care insurance plan offered by an employer.  Should I Invest in Long-Term Care Insurance? If your employer offers you...

8 Tips to Staying Healthy When Your Family is Sick

8 Tips to Staying Healthy When Your Family is Sick

When your family has come down with a “bug,” you want to avoid catching it. At least one person in the household needs to be healthy so they can care for others! You can reduce the risk of coming down with the flu or another virus. Follow these home healthcare rules if a family member is ill: Wash Your Hands Frequently. Washing your hands may...

Why Your Minor Might Benefit from a Life Insurance Policy

Why Your Minor Might Benefit from a Life Insurance Policy

Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by an adult.  What is the Best Age to Buy Life...

Will My 401(k) Ever “Expire”?

Will My 401(k) Ever “Expire”?

The money accrued in your 401(k) is tied to your employer. The contributions come directly out of your paycheck, and your employer may match funds up to a specific limit. When you leave that job, you can no longer contribute to the 401(k), but the money you contributed still belongs to you. Your former employer might ask you to move your money if you contributed...

How Much Sodium is Too Much?

How Much Sodium is Too Much?

Sodium, or salt, brings out the flavor in all foods, from savory to sweet. But too much sodium can have a detrimental effect on your health. Has your doctor told you to lower your sodium intake? How much is too much? The Symptoms of Too Much Sodium in Your Diet If you experience any of these symptoms, it may be the result of consuming too...